Bankruptcy

Chapter 7 Bankruptcy: Your Path to a Fresh Start

Affordable Chapter 7 Bankruptcy Filing

Struggling with debt? At We The People of NY, we specialize in making the Chapter 7 filing process straightforward and cost-effective.

Our Chapter 7 Bankruptcy services offer a fresh start with low-cost document preparation starting at just $499. File easily and discharge your debts in as little as 90 days.

With our help, you can manage your bankruptcy filing without the high costs of an attorney, saving you a significant amount of money, especially if your case is straightforward. 

How Our Chapter 7 Bankruptcy Services Work

Comprehensive Document Preparation
  • Use our user-friendly workbooks to gather all necessary information about your income, expenses, and creditors.
  • Our team prepares court forms and organizes your paperwork to ensure a smooth filing process.
Free Means Test
  • Start with a free Means Test to determine your eligibility for Chapter 7 Bankruptcy in New York or New Jersey.
  • We guide you through the process based on your results.
Credit Counseling and Education
  • Complete a brief credit counseling course before filing online or over the phone, and a debtor education course afterward. Each course costs approximately $25.
Court Filing and Fee Options
  • The court filing fee is $338, with options for fee waivers or installment payments if you meet income requirements.
Trustee Meetings and Debt Discharge
  • Attend a meeting with a Bankruptcy Trustee shortly after filing, with most debts cleared within 60 days.

Why Choose Us for Chapter 7 Bankruptcy Filing?

  • Cost-Effective Services: Our services start at $499, providing a budget-friendly solution for Chapter 7 Bankruptcy preparation compared to traditional legal representation.
  • Expert Support: With over 20 years experience in New York, we know how to handle all necessary paperwork and guide you through every step of the process.
  • Protecting Your Assets: Our easy-to-use workbook makes it clear how Bankruptcy laws help protect essential property, including household items and retirement funds.

Get Started Today!

Ready to take control of your financial future?  Start your online Chapter 7 Bankruptcy with our easy-to-use workbook now!

Still have questions? We’re here to support you every step of the way. Contact us for a free consultation and start your Chapter 7 Bankruptcy preparation with confidence. Reach out by email, phone, or visit us in person at our NYC office.

*** Additional Fees

  • Price excludes the court filing fee of $338.  This fee is payable directly to the court.
  • Two mandatory credit counseling courses via telephone or online. Each class costs about $25.
  • Additional optional credit report service available for $50.

WE'RE HERE
TO HELP.

We know this can be overwhelming. Please contact us if you need help along the way.